Launch price: all 3 guides $49 (was $90) · ends in —

The Hard Money Series · 3 honest guides

Before you buy gold or silver, read the guide no dealer wrote.

Three short, large-print books for retirees: how gold really works, how to buy and sell silver without overpaying, and 31 ways to make a fixed income last. We sell no metals and take no commissions, so we have nothing to push.

$90$49for all 3Save $41
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No hypeNo product picksNo dealer commissions

The honest alternative

The ads want you to hurry. These books help you slow down.

If you are over 60 and have savings, you have probably heard the pitch. Here is what we do instead.

What the ads say
What these guides show you
“Buy now, before it’s too late!”
How to look up the spot price yourself and check any quote against it.
“This special coin is a rare opportunity.”
The forms of gold and silver side by side, and what the markup really costs you.
“Move your retirement savings into metals today.”
How a gold IRA really works, the fees, and the 28% tax rule many owners never hear about.
“We’ll buy it back from you any time.”
How selling works, and how not to get shortchanged when you do.
No predictionsNo product picksNo dealer namesWe sell no metals

Pick your book

Three guides. Gold, silver, and the money you live on.

Short chapters. Real numbers. Read each one in an evening, then keep it by your chair.

Cover of Gold Before It’s Too Late?

Book 1 · Gold

Gold Before It’s Too Late?

The honest retiree’s guide to owning gold.

  • Six ways to own gold, compared side by side
  • The spot price: the one number to know before you pay
  • How a gold IRA really works, and how gold is taxed when you sell
Cover of Silver Without Getting Ripped Off

Book 2 · Silver

Silver Without Getting Ripped Off

Buy, store and sell the smart way.

  • The 10 ways silver buyers get ripped off
  • Simple ways to spot fake silver
  • Storing at home, in a bank or a vault, and selling for a fair price
Cover of Beat Inflation on a Fixed Income

Book 3 · Inflation

Beat Inflation on a Fixed Income

31 ways to make your money last.

  • Why seniors often feel rising prices more than the official number
  • TIPS, I bonds, CD ladders and cutting the fees that eat your savings
  • Medicare, drug-cost and property-tax help many retirees miss

Want all three? Get the bundle for $49 and save $41.

Why not wait

The markup is paid on day one. Know it before you buy.

The extra you pay above the metal’s value is called the premium. It comes out of your pocket before the price moves a single cent. One example, in round numbers:

15% premium$1,500paid above the metal’s value on a $10,000 purchase
4% premium$400paid above the metal’s value on the same $10,000
The difference$1,100on one purchase, just from knowing what to check
Today$41what you save if you get all 3 books before the timer ends

The math: $10,000 × 15% = $1,500  ·  $10,000 × 4% = $400  ·  $1,500 − $400 = $1,100

Illustrative example only, not a quote, a forecast or a recommendation. Real premiums depend on the product, its size and the market on the day, and they are not taken from any seller. Selling back adds its own spread, which the books explain.

$100 → $182

What $100 bought in 2000 cost about $182 in 2024. Source: U.S. Bureau of Labor Statistics, CPI-U annual averages (172.2 in 2000, 313.7 in 2024): 313.7 ÷ 172.2 ≈ 1.82. That is why a fixed income needs a plan.

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The complete set

All 3 books · $90 → $49

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  • 3 PDF ebooks: owning gold, buying silver smartly, and 31 ways to beat inflation
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Questions

Before you buy

How do I get the books?

Right after you pay, you get a download link on screen and by email. Each book is a PDF. It opens on any phone, tablet or computer, and it prints well.

Do you sell gold or silver?

No. We sell no metals of any kind and take no dealer commissions or referral fees. We only sell these books, so we have no reason to push you toward buying anything else.

Can I buy just one?

Yes. Each book is $21 on its own. If you want all three, the bundle is $49 and saves you $41.

Educational only. These guides are not investment, financial, legal or tax advice, and they do not tell you what to buy, sell or hold. They make no price predictions and name no dealers or products to buy. All examples are illustrative and rounded. Prices, premiums, tax rules and programs change, so check current figures with official sources and talk to a licensed professional about your own situation. No result is guaranteed.

3 books $90$49 Get the bundle